In January 2026, the AI-powered healthcare fintech platform Claim Health announced the closing of a $4.4 million Seed funding round. The investment was co-led by Craft Ventures and LocalGlobe, with participation from several strategic angel investors from the health-tech and finance sectors.
The company is led by Co-Founder and CEO Mackenzie Campbell and CTO Adam Brzozowski. Claim Health is building an autonomous “health insurance advocate” that utilizes AI to help families manage complex benefits, navigate denied claims, and automatically identify savings on medical bills by analyzing policy fine print and billing codes.
The US healthcare system is notoriously opaque, often leading to billions in unclaimed benefits and erroneous medical debt. Claim Health addresses this by deploying specialized AI agents that can “read” insurance policies and negotiate on behalf of the patient. This move toward specialized consumer advocacy mirrors the shift toward automated billing compliance, where AI enforces financial logic in highly regulated sectors.
The new capital will be used to scale its engineering team and expand its user base. By providing high-fidelity oversight of insurance interactions, Claim Health offers a level of operational reliability similar to AI-native healthcare financial management, ensuring that families no longer have to fight the insurance bureaucracy manually.
Market Signal
- The “Consumer Proxy” Alpha: Claim Health’s $4.4M round validates that the next frontier of fintech is the “Negotiation Agent.” By shifting the burden of insurance literacy from the human to the AI, the company is creating a defensive moat based on specialized regulatory data that general-purpose LLMs cannot match.
- High-Intent Founder Pedigree: Mackenzie Campbell’s background brings the operational rigor needed to navigate the intersection of US healthcare and consumer finance. This “System-Sufferer” perspective is why Craft Ventures led the round, betting on a platform that solves a universal financial friction point.
- Automation as Equity: By making expert-level insurance advocacy affordable and instant, Claim Health is effectively democratizing access to medical justice. This “Advocate-in-a-Pocket” model turns a company’s internal knowledge of the healthcare system into a scalable utility for millions of families.
Key Details
- Company: Claim Health
- Funding: $4.4M Seed
- Headquarters: San Francisco, CA / London, UK
- Lead Investors: Craft Ventures, LocalGlobe
- CEO: Mackenzie Campbell
- Use Case: AI health insurance advocacy, automated medical claim appeals, and benefits management
