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Pliant Closes $80M to Power AI Agent Payments

Pliant raised $80M Series C led by Seaya Nova and Speedinvest to expand its AI agent-powered B2B payments platform.

By Raina Gimmel

Malte Rau, Co-founder of Pliant

The big picture: Pliant, a Berlin-based fintech, has closed an $80 million Series C round, led by Seaya Nova and Speedinvest. The company, which has surpassed $100 million in annual recurring revenue, plans to use the funds to expand its AI agent-powered payments infrastructure.

Why it matters:

  • Market Opportunity: The round positions Pliant to capitalize on the rapidly growing agentic commerce market, estimated to reach $65.47 billion by 2033.
  • Licensed Infrastructure: Pliant’s licensed payment infrastructure provides the necessary guardrails and regulatory compliance for AI agents to execute financial transactions securely.
  • Strategic Expansion: The funding will fuel international expansion into the US, Canada, and other markets, broadening Pliant’s reach for its B2B payment solutions.

How it works:

  • AI Agent Integration: Pliant’s platform enables AI agents to move funds via its licensed payment infrastructure, integrating with external assistants like Claude or ChatGPT through the Model Context Protocol.
  • Comprehensive Services: The company offers a full suite of commercial card services, including card issuance, payment accounts, foreign exchange, and spend management, designed for integration with other software.
  • API-First Design: Built as an API-first, modular B2B payments platform, Pliant supports banks and software companies in running their own card programs, such as Commerzbank’s digital card offering.

The catch: Pliant operates in a competitive landscape with larger, well-funded players like Ramp and Brex, which have significantly higher valuations and revenues. While Pliant differentiates by providing infrastructure to banks and software houses, the nascent stage of ‘agentic payments’ means market adoption and the specific role of licensed providers in this emerging segment are still evolving.

Key Facts

  • Company: Pliant
  • Amount: $80M
  • Round: Series C
  • Investors: Seaya Nova and Speedinvest (co-lead), Illuminate Financial, Motive Partners, Molten Ventures
  • Founders: Malte Rau, Fabian Terner
  • Sector: AI Agent Payments Infrastructure
  • Headquarters: Berlin, Germany

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